Hdfc Small Cap Fund Review

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Small Cap Fund :- Hamesha dehka gaya hain ki small cap me lambey samay tak nivesh karne se mutual fund me kafi achchha return dekhne ko milta hain small cap ke jitne faydey hain utne hi nukasan bhi hain.

Mutual Fund me market ki girawat ka sabse bura aasar small cap funds pe hi padta hain aur investor ke paise me kafi girawat dikhati hain jis se logo ko kafi chinta hoti hain unke paise ko leke.

Lekin wahi small cap funds long time tak nivesh karne walo ko bahut achchha return bhi deti hain aur unke goal tak jaldi pahuchata hain akasar logo ko small cap funds chunne me kafi dikat hoti hain aur ek galat faisala aapke paise ko barbad kar sakti hain.

HDFC Small Cap Fund :- Jab kabhi bhi bat aati hain small cap ki to waha HDFC Small Cap Fund jarur aata hain HDFC Small Cap ek achchha fund hain Small cap Category me ye plan apne sath ke dusre fund ki list me Rank 1 me hain. Lekin kaha jata hain ki mausam aur market ka koi bharosa nahi to investors ko hamesha ispe performance ko check kartey rahna chahiye.

Funds Details

  • Hdfc Small Cap Fund Regular aur Direct dono me hain.
  • Fund Assets :- 6013 Crore As on 31 Dec 2018
  • Expense :- Direct ka 0.71% aur Regular ka 2.16% hain.
  • Launch Date Apr 03, 2008
  • Fund Type Open-Ended
  • Minimum Sip 500
  • Minimum Lumpsum 1000
  • Exit Load 1% if redem in 365 Days from the SIP Start day

HDFC Small Cap Fund ki Performance ki bat kare to ye fund hamesa achchha return diya hain aur 2018 ko chhod de to pichchhale 3 sal ka return kafi achchha hi raha hain Small cap funds ki category me ye funds top 5 funds me aata hain.

HDFC Small Cap Top Holdings :-

Agar aap bhi is fund me nivesh karne ki soch rahe hain to kuchh baton ko dayan me rakhna bahut jaruri hain Jaise :-

  • HDFC Small Cap Fund bahut choti companies me nivesh karta hain to groth pe achchha return dikhain deta hian lekin market me giravat aane par Small cap funds me kafi bhari girawat dekhne ko milti hain. to kisi bhi small cap me short time ke liye nivesh karne se bachey.
  • Mutual funds me small cap funds tabhi chune jab aap long time tak nivesh karne ja rahe ho aur hamesh goal base investment hi kare.
  • Investor ko hamesh apna portfolio diversify bana na chahiye jisme small cap ke sath dusre fund bhi liye jaye
  • Agar aap mutual funds me new hain to kosis kariye ki Balance Funds se suruaat ki jaye aur market ko samjha jaye aur fir Multicap aur fir small cap me thoda thoda nivesh kiya jaye.
  • Market me girawat aane par mutual funds plan ko badale nahi invested rah kar market recover ka wait kare aur ho sake to thoda thoda Lumpusum ya STP kare.
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Paytm Money Review क्या सही क्या गलत

Paytm Money App Review

                       Click Here For Zerodha same Day Fund withdraw

  1. Paytm E – Wallet ka istemal aaj kal har koi karta hain aur note bandi ke bad Paytm ke user me bhari izafa hua kyo ki paytm se aap kahi bhi, kahi bhi payment kar saktey hain paytm ki suruaat August 2010 me hui thi aur iske founder ka naam hain Vijay Shekhar Sharma inhone paytm ki suruaat NOIDA se ki thi.
  2. Paytm ki safalta ke bad paytm ne mutual fund ke liye platform lane ki ghosna ki aur dekhtey hi dekhtey September me paytm ne Paytm Money App lunched kar diya paytm money se kisi bhi mutual fund me investment kiya ja sakta hain wo bhi direct mode me aur paytm money me on line in person verification kar ke kyc bhi suru kiya gaya magar aaj ke samay investor ko paytm se kyc karwane me kafi sari dikato ka samna karna pad raha hain.

Paytm Money Fund Guruji

  1. Paytm Money App Pros : –   Paytm money app  launched hotey hi un best mutual fund platform ki list me samil ho gaya jo pahle se isme kam kar rahe they bat kare paytm money ki khasiyat ki to isme bahut si aise feature hain jo investor ke liye suvidha janak hain                          Example :- Paytm money se aap sabhi mutual fund direct me buy kar saktey hain, Paytm money me investor apne fund ko ek hi jagah pe track kar sakta hain , Paytm money pe expert ki recommendation free me milti hian, Pure Mutual Fund Plans ke bare me jankari hasil kar saktey hain, Sabhi transaction ko dekh saktey hain, kabhi bhi statement download kar saktey hain, Sabhi Direct Plan 0 % commission pe miltey hain, Buy and sell ki koi limit nahi hain, 100/- ki bhi SIP kiya ja sakta hain, Best fund ki details and update time pe milti rahti hain, Sabhi AMC’S ke fund manager ke bare me puri jankari milti hain, SIP ke liye Auto pay direct bank se link kiya ja sakta hain, aur paytm money me safety and security ka bhi thik se khayal rakha jata hain jisme aapko pin password aur Finger Print unlock ka feature dekne ko mil jata hain.
  2. Paytm money investment me ek karnti leke aaya to jarur hain lekin isme kuchh kamiya bhi hain.                     
  3. Paytm Money Cons :- paytm money ki kamiyo ki bat kare to paytm money me kuchh aisi kamiya hain jo koi bhi investor passand nahi karega Example – Paytm Money me kewal paytm money me kharide gaye funds ko hi track kar saktey hain. Paytm Money me Nominee ko lekar kafi badi problem ye hain ki aap bad me Nominee add nahi kar saktey. Aur Paytm money me kyc ko leker bhi kafi sari dikataye bhi face karni pad rahi hain.
  4.  Investment karne ke liye paytm money ke sath aur bhi bahut sare platform hain to investment karne se pahle puri details ko check kare fir investment ke liye best option chune.

Paytm Money Honest Review

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What is Best For ELSS Investment Sip or Lump sum ? in Hindi

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1. What is best For ELSS SIP or Lump Sum

Mutual Fund me ELSS Fund wo fund hote hain Section 80C ke tahat aapka 1.5 lakh tak ki tax chhut aapko dila saktey hain.

Govt aapke kamay ₹ 2,50,000 tak pe koi tax nahi leti hain lekin 2.5 se uper aur 5 lakh tak kamane pe 5% ka tax dena hota hain aur jo 5 lakh se 10 lakh pe 20% tax dena hota hain

ELSS me investment suru karne se pahle ELSS ke bare me puri jankari hona bahut jaruri hain ELSS Mutual Fund Plan aapka 1.5 lakh rupee to bachatey hain lekin ELSS fund ko baki fund ki tarah jab chahey nikala nahi jasakta ELSS ke har fund me 3 Year ka lock-in hota hain aur invest month ki har sip par 3 year ka lock-in lagta hain to ELSS fund me nivesh kiya  paisa 3 sal ke bad hi nikala ja sakta hain ELSS wasatav me ek equity scheme hi hain aur iska ek bada hissa market me invest hota hain

2. SIP or Lump sum

ELSS fund ke liye sip kare ya Lump Sum ye depend karta hain ki aapko market ki kitna samajh hain waise market ko time kar pana muskil hain lekin thodi si samajhdari ke sath nivesh kiya jaye to Lump sum bhi kiya ja sakta hain.

ELSS investment with Sip ?– Agar ELSS me sip ke dawar investment kiya jaye to iska fayda bhi hain aur thoda sa nuksan bhi sip ka sabse bada fayda ye hain ki aapko market ke utar chadhav ke kharid ka fayda milta hain jise market ki volatility ka impact kam ho jata hain lekin iska ek disadvantage ye bhi ki invest kiye gaye har month ke sip pe 3 year ka lock-in ho jata hain lekin long term ke liye investment karne par sip se aapko compounding ke wajah se ek achchha return milta hain.

ELSS investment with Lump sum ? Elss plan me Lump sum ke dawara nivesh kafi had tak sahi hain agar investor ko market ko parakh hain aur soch samajh ke nivesh kiya jaye to sal me ek bar ya do bar ELSS me nivesh kar ke 1.5 lakh tak ka tax bachaya ja sakta hain Lump sum investment se market ki volatility se kafi nuksan hone ka bhi khatara hota hain par lump sum invest hone ki wajah se pure sal ek badi rakam pe return bhi milta hain.

investor ko elss me nivesh se pahle ye dekhna chahiye ki uska next year ka kitna tax kat sakta hain utne ka hi lump sum ya sip karne se 3 year ke lock-in se bacha jasakta hain agar aap jayada invest karene to jarurat ke samay elss fund se aapke paise aap nahi nikal saktey isi liye elss me kewal utne paise hi invest kare jitna aapka tax katne wala hain.

Waise expert samesha aapko yahi salah dega ki mutual fund me sip ke dawara hi nivesh kare jis se aapko regular buying ka benift milta rahe ab dekhna ye hain agar aap mutaul fund ke dusre plan ki bat karen to hamesh sip karne me hi aapka fayda hain aur jab market nichey giri ustime aur paise invest karna chahiye taki market me aayi girawat ka sahi fayada aapko mil sake par kuchh log girti market me mutual fund ki sip ko band kar ke apne paise nikal letey hain aur ye unki sabse badi galti mese ek hoti hain mutual fund me Long time tak invest karne se aapko feature me ek achchha return milta hain jo fix deposits kabhi nahi de saktey giri hui market me invest karne ka sabse sahi tarika hain ki ek badi rakam ko Liquid fund me invest kar diya jaye aur market ko dekhtey hue dhire dhire stp ke madhayam se apne paise ko invest kiya jaye to giri hui market ka sahi labh uthaya ja sakta hain.

3. Top Best ELSS Fund to invest in 2018 -19

  1. Motilal Oswal Long Team Equity Fund Direct Growth
  2. Aditya Birla SL Tax Relif 96 Fund Direct Growth
  3. L&T Tax advantage  Fund Direct Growth
  4. HDFC LT Advantage Fund Direct Growth
  5. IDFC Tax Advantage Fund Direct Growth

Best Elss Fund ki jab bhi bat aati hain to uper likhe fund aapko jarur dikhenge agar aap bhi koi ELSS fund lene ki soch rahe hain to ye aapke liye best option ho saktey hain

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